The driver who caused the crash is responsible for paying any and all damages that may result from the crash. That includes damage done to both vehicles, other drivers, and any and all passengers in either vehicle who may have been injured. As a passenger in a car crash, and absent unique circumstances, you would not be responsible for the crash. Therefore, passengers have a claim against the at-fault driver(s) for their injuries and financial losses. Remember, if the driver of your vehicle caused a crash, you have a claim against that driver’s insurance policy.
As the passenger, there are multiple sources of recovery to consider and it is important to consult with an experience personal injury lawyer to consider these different avenues. For example, many policies include medical payment provisions which allocate a certain amount of money for medical bills. It is important to understand the process and identify which policies may cover your loss.
Additionally, medical expenses pile up quickly and your medical bills can easily exceed the medical payment limits. Also, if your claim is serious, and includes compensation for pain and suffering, lost wages, and/or medical bills, the driver may not have enough insurance to cover your loss. Therefore, it is important to identify all of the policies, including uninsured/underinsured motorist coverage, that may protect you.
As a passenger, it is highly likely there are other insurance policies beyond the at-fault driver’s policy that may allow further coverage for your loss. These policies could include the driver of your vehicle, the owner of the vehicle, your policy, and/or the policy of others living with you. It is very important to determine the coverage from the outset of your case. If you wait too long, it could jeopardize the amount of coverage and/or the proper handling of your claim and your medical treatment.
If you were a passenger that was injured in a car crash, it is especially important that you consult with a personal injury attorney right away.
If you or a loved one has suffered an injury or some other type of accident, you need the advice of an experienced personal injury lawyer.